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Legal Disclaimer

This website is intended to permit clients of Caldwell Financial Ltd. (“CFL”) and its affiliates, Caldwell Securities Ltd. (“CSL”), and Caldwell Investment Management Ltd. (“CIM” and collectively with CFL and CSL referred to as “Caldwell”) to view their account balances and access related information, which may vary from customer to customer depending upon level of access granted. [Some of the services on this website are provided free of charge, but Caldwell reserves the right to charge for these services in the future.]

No portion of the content of this website may be reproduced, other than for personal, non-commercial use, in any form, or by any means, without prior written permission from Caldwell. All other trademarks, service marks, registered trademarks, or registered service marks mentioned in this website are the property of their respective owners.

The information in this service is provided "AS IS" with all faults. While Caldwell believes the information to be correct when posted on this website, it makes no warranty as to the correctness, currency, timeliness, quality, content or completeness of the information. Changes may be made at any time to this service and the information contained therein without prior notice. If you are a Caldwell client, please consult your Investment Advisor.

This website is not intended to provide legal, accounting or tax advice and should not be relied upon in that regard.

CSL is licensed to provide services as a dealer to residents of British Columbia, Alberta, Saskatchewan, Ontario, New Brunswick, Nova Scotia and Newfoundland. CIM is licensed to provide services as an adviser to residents of Ontario. Information from this website regarding services and products of Caldwell is intended for use only in jurisdictions where such services or products may lawfully be offered for use and/or for sale and neither use nor sale is intended where prohibited by law.

Information provided by Caldwell and information provided by other sources on this website is not subject to any guarantee as to its accuracy or completeness or as to its currency. Neither Caldwell nor any third party owner, licensor or supplier of information used or made available through this website, including market data, quotation information and databases, and including news, articles, text, graphs, audio clips, video clips, broadcasts and seminars ("Data") makes or is liable for any representation, warranty or condition, whether express or implied, concerning the Data or the use thereof including, without limitation, that (i) the Data will meet your needs, or that the Data will be available for use at any particular time or for any particular purpose or will be error free, or (ii) the Data is up-to-date, accurate, in sequence, reliable, complete or suitable for any purpose.

Without limiting the foregoing, "real time" quotes viewed on this website, particularly in times of high volumes of trading and market volatility, may not be reflective of a current trading price of a security. Further, all express or implied, direct or indirect, representations, warranties and conditions in respect of Data arising or implied by statute, common law, custom, usage of trade, course of performance, course of dealing or otherwise, including but not limited to any warranties or conditions of merchantable quality and fitness for a particular purpose are expressly excluded.

All the Data is protected by copyright and each supplier of the Data reserves all proprietary and intellectual property rights therein. You shall not reproduce, retransmit, disseminate, sell, rent, distribute, publish, broadcast, circulate or commercially exploit the Data provided through this website in any manner or furnish it to any other person without the prior written consent of Caldwell and the relevant supplier. The user of this website shall use the Data accessible through this website only for the user's individual use.

Caldwell expressly disclaims any liability for losses or damages, whether direct, indirect, specific or consequential incurred by any user of this website and whether by contract, negligence or otherwise.

Links in this website to other websites or references to products, services or publications other than those of Caldwell should not be construed as an endorsement, recommendation or approval of such websites, products, services or publications by Caldwell. Any information, data, opinions or recommendations provided by third parties through links to other websites or otherwise made available through this website are solely those of the third party and not of Caldwell.

Caldwell endeavours to offer customers an electronic service that is easy to use, reliable, secure and capable of meeting their customers' investment information needs. From time to time, however, interruptions, errors or other deficiencies in service may occur. This may be due to a variety of factors, some of which are outside the control of Caldwell, including interruptions in the accessibility of the Internet, a system outage in facilities of a third party service provider (including stock exchanges, Data providers and back office service providers), and market conditions that may result in general market volatility, volatility affecting a particular security or class of securities, or heavy demand and high volumes of trading activity.

All products and services of Caldwell are subject to the terms of any agreement by which they are normally made commercially available. Information in this website does not constitute a solicitation or offer to sell products or services of Caldwell or mutual funds normally distributed by them, or the securities or financial instruments of any issuer.

Fees

Caldwell endeavours to keep the rates and fees posted on this website current. However, rates, fees and related information are subject to change at any time with prior notice to users and the posted rates and fees at this website may not reflect such changes.

Confidentiality

This website is not a secure medium for e-mail (electronic) communications. Any confidential, proprietary or sensitive information transmitted by a user by means of this website through e-mail may be read and/or copied by unauthorized persons.

Security

Users are solely responsible for the actual password(s) chosen by them. Users of this service are solely responsible for maintaining the security of their logon id and password(s), and ensuring that only the user uses the logon id and password(s). User agrees not to disclose their logon id and password(s) to any other person. Caldwell shall not be responsible for the unauthorized use of the service by any other person with user's logon id or password(s), and Caldwell is under no obligation to confirm the actual identity or authority of any user of the logon id or password(s). User shall notify Caldwell immediately upon becoming aware of any known or suspected unauthorized use of the user's logon id or password(s) to gain access to the service, or any other breach of security involving user's logon id or password(s).

Virus Checks

When using this website, it is up to you to take reasonable precautions to scan for computer viruses and other items of a destructive nature. It is also up to you to ensure that you have a complete and current backup of the information contained on your computer system prior to using this website.